By Paula Pant
Micheal’s parents just sold their home to pay off debt and fund their retirement. How should he invest the profits?
Ryker would like to understand what it would take for cryptocurrency to be considered as a good investment option for a diversified portfolio.
Megan has qualified for her employer’s 401k and needs help deciding between […]
By Paula Pant
Where is the balance between the risks and potential returns of actively and passively investing in index funds?
Where do you place your savings after you max out your retirement and HSA accounts?
How do you finance building a rental unit when there’s already a home on the lot?
Is it more beneficial to buy back pension time with post tax deductions or a 457b plan? Or should I not buy back pension time at all?
In today’s episode, former financial planner Joe Saul-Sehy and I discuss the purpose and practice of mindful money.
Do you have a question on business, money, trade-offs, financial independence strategies, travel, or investing? Leave it here and we’ll answer them in a future episode.
Enjoy!
By Paula Pant
Discussing advanced investing topics with me is former financial planner Joe Saul-Sehy.
You may recognize him from the Ask Paula episodes, but we discuss financial topics shared in his new book “STACKED: Your Super-Serious Guide to Modern Money Management” – co-authored with Emily Guy Birken.
Enjoy!
By Paula Pant
.
In today’s episode, we learn about the revolutionary ideas that paved the path to passive investing.
We learn about the radical invention of the index fund.
We discover the drama, the tenacity, the betrayal and redemption behind it.
And we discover the lessons that the history of the index fund holds.
Enjoy!
By Paula Pant
How do you find balance between smart money management vs. missing out on opportunities?
Should you pile money into investments or take that dream trip to Tanzania?
What should you do when your heart leads you to a decision that doesn’t make sense on paper?
In today’s episode, former financial planner Joe Saul-Sehy and I discuss the purpose and practice of mindful money.
By Paula Pant
Charlie in Cali has enough money saved to pay cash for a house, but she and her husband decided to finance their home, instead. They’d rather invest the money and arbitrage the spread.
But one problem: how can they keep themselves from touching this investment?
Jay is choosing between Fidelity and M1 Finance and has questions about tax loss harvesting.
Nicole and her siblings will be inheriting some properties that they eventually plan to sell. How should they set up or organize these properties among so many owners? Should one person take the lead? Do they need a shared business account? Also, how should they evaluate a property and make sure they get a good deal when they sell?
Ed owns three homes, two of which he plans to sell in the next few years. He plans to live in them long enough to establish residence and take the capital gains exemption when they sell. Is his plan for handling the taxes solid?
We answer these four questions in today’s episode.
Enjoy!
By Paula Pant
Anna and her husband have volatile income, but Anna thinks that having 18 months of living expenses is unnecessary. She’s torn between paying off her student loans ($30,000) or investing the money. Mentally, she always figured she would pay off her debt first, but wouldn’t investing pay off in the long run?
Charlotte and her husband are taking a phased approach to financial independence, where they need to bridge two gaps before they each turn 59 ½. How can they calculate how much they need at each phase?
Elle has a retirement plan in place, but her company is adding a Roth 403(b) option soon. Should she stay the course or adjust her strategy in these last five years before retiring?
Sara wants to purchase land and build her dream house by refinancing her rental property and turning her current home into a second rental. How can she improve this plan?
Joe Saul-Sehy, my friend and former financial planner, joins me to tackle these questions on today’s episode. Enjoy!
By Paula Pant
Anonymous and her husband have set themselves on the path of saving for retirement. But an old mistake haunts them: a financial planner convinced them to buy a mix of whole and term life insurance, which costs them $700 per month. Do they need whole life insurance, and where else can they save their money?
Mike has $60,000 in cash earning one percent interest. He has plans to buy a home and get married in three to five years. Where else can he put his cash to earn a little more? Is the stock market too risky for such a short time horizon?
Anonymous and her future husband are wondering: what’s a realistic amount to spend on a wedding?
My friend and former financial planner Joe Saul-Sehy joins me to answer these questions on today’s episode. Enjoy!
Do you have a question on business, money, trade-offs, financial independence strategies, travel, or investing? Leave it here and we’ll answer them in a future episode.
By Paula Pant
How can I convince my spouse to invest in low-fee index funds? How should my fiancé and I combine our finances? If I’d like to invest in rental properties, should I also buy stocks?
Former financial planner Joe Saul-Sehy joins me to tackle these audience questions and more.
Thomas asks:
My wife is suspicious […]
By Paula Pant
This week, I’m back to answering questions posed by listeners of the podcast.
Wally asks:
Should we continue to rent out our home, or should we sell it? We bought a home in California but have since moved to New York and have been renting there. After all expenses on the rental are accounted for, […]
