By Paula Pant
What does it actually mean to have “enough” — and how do you know when it’s time to stop optimizing and start living?
This week’s questions all circle the same tension: how do you keep building financial security without losing the years you’re supposedly securing it for?
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By Paula Pant
What happens when a sudden $850,000 inheritance turns into eight different account balances, three rental properties, and one very big decision about your future?
When grief, real estate, and a six-figure windfall collide all at once, the fastest way to make an expensive mistake is to rush […]
By Paula Pant
Why is the finish line of financial independence so much scarier than the starting line?
While the early stages of accumulating wealth are full of possibility, approaching the moment where work becomes optional can trigger an unexpected wave of financial anxiety, causing many to stall out right at the edge of freedom.
Joe […]
By Paula Pant
As we edge closer to financial independence, a funny thing happens to the finish line: it often starts to move.
But the goalposts don’t always shift because of lifestyle inflation or uncontrolled spending.
Sometimes, they move because our vision for our wealth expands—particularly when it comes to long-term charitable giving, family legacy, […]
By Paula Pant
Joe and I are catching up in person to dive into a new set of listener questions.
From navigating the complexities of the current real estate market to strategic tax planning for retirement, this episode explores both the technical and psychological aspects of building wealth.
Whether you’re wondering how to handle a sudden […]
By Paula Pant
Should you take a $30,000 raise right before you retire? It’s the kind of question that forces you to ask what you’re really optimizing for—money, or something else entirely.
In this Q&A episode, Joe and I answer three questions: Melanie is four years from FI but a high-stress job with a big raise just opened […]
By Paula Pant
Grab the FREE handbook: affordanything.com/financialgoals
Today’s episode is a special rerun that’s perfectly timed for anyone looking to build stronger financial habits this year.
Originally aired on January 3rd, 2025, this episode introduces a game-changing approach to personal finance: instead of relying solely on big moves like […]
By Paula Pant
We’re joined in-studio by David Bach, bestselling author of The Automatic Millionaire and The Latte Factor. He’s updated his most popular book (over two million copies sold) and this is his last big launch as he heads into retirement.
Together, we wrestle with a problem our listeners know well: what happens when you’ve built the […]
By Paula Pant
What would you do if an authority figure told you to do something that felt wrong? Today’s episode dives into the surprising psychology behind why we often comply — even when our gut tells us not to.
Paula revisits one of her favorite interviews of the year with Dr. Sunita Sah, […]
By Paula Pant
Jason’s analysis of his retirement plan shows that the simple path beats the efficient frontier. Is he right or is he missing something?
Minerva is worried about the impacts of tax inefficiency to her wealth. Are her investments properly located?
Scott feels frozen because he doesn’t understand the nuances of the efficient frontier. Where can he get a simplified explainer so he can start taking action?
Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.
Enjoy!
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