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Tag: travel hacking

March 28, 2025By Paula Pant

#594: How to Travel on $75 Per Day, with Nomadic Matt Kepnes

Ever wonder if you could afford to travel for months at a time? According to Nomadic Matt, who’s visited more than 100 countries over the last 19 years, you can see the world on just $75 a day. That’s about $27,375 per year, less than many people’s current cost of living.

Matt Kepnes, better known as Nomadic Matt, joins us to challenge common assumptions about travel costs. He explains that long-term travel can actually be cheaper than staying home. 

When you’re traveling, you shed many regular expenses that eat into your budget back home, like car payments, home insurance, and utility bills.

The key is to “travel like you live,” as Nomadic Matt puts it. This means using public transportation instead of taxis, shopping at local markets, and seeking out free activities — just like you might do in your hometown.

It’s not about staying at five-star resorts, but experiencing destinations authentically while keeping costs reasonable.

Nomadic Matt also breaks down several travel myths. The old advice about booking flights on Tuesdays? Outdated in today’s algorithmic pricing world. Using incognito mode to get better flight prices? No evidence supports this idea. 

He does confirm that booking round-trip flights often costs less than one-way tickets, even if you don’t use the return portion.

For those interested in credit card points, Nomadic Matt recommends choosing cards based on your specific travel goals rather than chasing the most popular options. Consider which airlines you use most and what perks you’ll actually take advantage of.

The pandemic has transformed travel in significant ways. While prices have increased and some budget travel services have disappeared, new opportunities have emerged — especially for remote workers who can now take advantage of digital nomad visas to live abroad while maintaining their income.

Whether you’re planning a two-week vacation or dreaming of becoming location-independent, Nomadic Matt’s practical advice shows how international travel is more accessible than you might have thought.

Keep reading...

June 17, 2019By Paula Pant

#199: Ask Paula – The Three-Year Reunion with J. Money

Ashley is paying affordable rent for a home she enjoys, but she feels certain that the real estate market in her local market will stay strong. She’s thinking about buying a home with 3 to 5 percent down, but she doesn’t have much in savings.

Should she wait for a year to save more? Or should she take advantage of a rising market and relatively low interest rates?

Ian and his girlfriend live together in Washington D.C. and have a combined 40 percent savings rate. He’d like to buy a rental property, but his girlfriend has $18,000 in student loans and is about to re-enroll in school. Should they buy an investment home, or use their cash to repay her loans and cash flow her new academic program?

Annette is about to travel to Spain with her family. How can she plan an affordable and high-value international trip?

William is concerned about losing his job. What if he can’t pay his bills, especially his new mortgage? How can he protect himself?

Anonymous is a renter, and she often encounters surprise fees and charges when she arrives at the lease signing. Can she negotiate with her landlord?

I answer these five questions in today’s episode, and I also feature a short interview with special guest J. Money, my former podcast co-host from the early days!!

Enjoy!

Keep reading...

May 7, 2018By Paula Pant

#128: Ask Paula and Joe – Should I Choose a Roth vs. Traditional IRA and 401k for Early Retirement?

​

Antonia, 27, wants to retire in 15 years. She’s trying to figure out whether to contribute to pre-tax or after-tax retirement accounts.

Most financial advice for 20-somethings that she’s encountered says to contribute to after-tax (Roth) retirement accounts. These articles assume that a 27-year-old will continue earning money for the next 30+ years, presumably […]

Keep reading...

November 10, 2017Written By Paula Pant

How to Make Long Flights Tolerable

Here’s the funny thing: I hate flying.
⠀
Yet I’ve taken 18 flights in the last 9 months. Including one Wednesday. And my next flight is today.⠀
⠀
To be clear — I’m not afraid of flying. I just don’t enjoy it. It’s noisy. It’s cramped. I can’t sleep. I […]

Keep reading...

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