syndicated deals

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    #221: Ask Paula – How Much of My Company Stock Should I Buy?

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    Vanessa is curious about Fidelity and Vanguard. She asks: what are your thoughts on the no-fee Fidelity index funds? What are your opinions on Vanguard’s financial advisors?

    Andy wants to know: should my wife and I continue maxing out our traditional 401k and backdoor Roth IRA, or should we start contributing to the Roth 401k my employer offers?

    Kyle is wondering – how can he minimize his taxes when he earns $450,000/year?

    Rob is self-employed and has been maxing out a Roth IRA, but recently discovered that he can open a self-employed IRA. Should he move his Roth IRA money over, or just open a new account and fund it from scratch?

    Christina is torn. She and her husband have been saving to buy a house, but because they live in New York, their savings won’t go very far. Is it a good idea for them to continue renting, despite their dreams?

    Mercedes is wondering how REITs compare to stocks and owning actual real estate. Additionally, she’d like to know more about Forex trading.

    Craig has an employee stock purchase plan (ESPP). Since these tend to be risky, he’s wondering: is he better off moving the $25,000 that he puts towards the ESPP into mutual funds? Or is an ESPP a good way to diversify his funds?

    Former financial planner Joe Saul-Sehy and I answer these questions in today’s episode. Enjoy!

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    #174: Ask Paula – I’m 48 and Retiring Next Year. Should I Buy More Rentals?

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    Should a 48-year-old New Yorker who’s retiring next year buy more rental properties?

    Should a Michigan-based first-time homebuyer use an FHA loan to buy a duplex for $135,000 that rents for $1,800 per month?

    Should a 40-year-old music professor who owns a duplex transfer his property into an LLC?

    Should a New Jersey condo owner sell her unit as For Sale by Owner?

    And should a woman who’s anxious about owning her own rental properties dive into real estate crowdfunding deals instead?

    I answer these five rental property questions in today’s podcast episode.