Tag: robo investing

August 28, 2024By Paula Pant

#535: Ask Paula: Is Your DIY Investing Strategy Holding You Back?

Melissa and her partner are preparing for the best earning years of their lives. Could they benefit from automated tax-loss harvesting and transition from DIY investing to a robo-advisor?

An anonymous caller just learned something surprising about their Roth 401k and feels squeamish about making future contributions to this account. What’s Paula and Joe’s advice?

Hampton is following up on a question from Episode 524 to spark an intriguing discussion on the generational tax advantages of a Roth IRA.

Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.

Enjoy!

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July 6, 2020By Paula Pant

#264: Ask Paula – How Do I Pick the Right Mix of Investments for My Retirement Portfolio?

An anonymous listener, whom we call “Mary,” is curious about the auto-rebalancing feature offered by M1 Finance. Is it too good to be true?

J isn’t happy with the target date retirement fund she chose for her 401k. She has limited options and is wondering: should she move funds around? If so, is now a bad time, considering the market volatility?

Another anonymous listener, whom we call “Olivia,” is wondering how to choose the right mix of investments for a retirement portfolio. She also wants tips on rebalancing a portfolio. And when should she execute a Roth conversion?

Tami has $160,000 in a G fund in her TSP. Should she move this money to a Lifestyle fund to increase her earnings?

Andy and his wife contribute the maximum to their children’s 529 accounts, and they have three investment options to choose from. Should they continue with an aggressively managed portfolio, or choose something less risky?

My friend and former financial planner Joe Saul-Sehy and I answer these questions on today’s episode. Enjoy!

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July 22, 2019By Paula Pant

#205: Ask Paula – Am I On-Track for Retirement?

Is it ever a good idea to use your 401(k) as an emergency fund?

What’s the best way to break up with your financial advisor so that you can move all of your funds to Vanguard?

Should you put all of your Roth IRA money into index funds, or is there a better option for your money?

A listener has a job offer working less hours for more money, but without a retirement plan. Is this a good move?

When running a small business as a sole proprietor, are there tax advantages to incorporating or forming an LLC? If so, what should you consider?

What’s the best way to maximize the earnings on a large amount of savings while keeping the savings liquid? Can a robo-advisor help with this?

Myself and former financial planner Joe Saul-Sehy tackle these six questions in today’s episode. Enjoy!

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September 17, 2018By Paula Pant

#151: Ask Paula – “I Feel Like I Don’t Deserve My Success. What Should I Do?”

We’re back with another “Ask Paula” episode of the show! As usual, my friend and former financial advisor, Joe Saul-Sehy joins me in answering your questions!

Let’s dive right in.

Hailey:
I just graduated from college with a major in Computer Science and minor in Graphic Design. The whole time – it was rough. […]

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January 30, 2017By Paula Pant

#62: Ask Paula – Q&A Featuring Special Guest Joe Saul-Sehy from Stacking Benjamins

It’s mayhem in this week’s episode, as Joe Saul-Sehy, a former financial advisor and host of the Stacking Benjamins podcast, joins me to answer your questions.

Normally, I host an “Ask Paula” episode on the first Monday of every month, in which I tackle questions from the Afford Anything community.

You all kicked off the […]

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May 9, 2016By Paula Pant

#24: Ask Us Anything: Betterment, Wealthfront, Robo-Investing … What’s the Deal?

You ask. We answer.

In this week’s episode, Jay and I tackle listener-submitted questions, such as:

Investing:

What’s the deal with robo-advisors? Should I invest with one? Betterment, Wealthfront … what’s the deal with these companies? Index funds vs. rental properties — what’s better for tax breaks? […]

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