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Tag: ask paula

By Paula Pant

#159: Ask Paula – I Have Three Kids and I’m Hoping for Financial Independence

Should a 36-year-old father of three invest primarily in Traditional or Roth retirement accounts? Should Rose, a grandmother of four, open a Vanguard account for each of her grandchildren?

Should Nancy, who lives overseas and is the sole breadwinner in her family, invest in a Traditional or Roth TSP?

Should Scott’s wife rollover her 403(b) from her former employer into an IRA?

Should Patrick, age 35, cancel his life insurance plan?

Former financial planner Joe Saul-Sehy and I answer these five questions in today’s episode.

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By Paula Pant

#157: Ask Paula – Can You Force a Rental Property to Cash Flow?

We’re back with another Ask Paula – Real Estate Edition of the show!

In this episode, we cover down payments, cash flow, investing in condo hotels, building a rental on the side of your own house, selling your properties, and whether it’s better to buy actual properties or REITs.

Erin asks:

Would you ever put […]

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By Paula Pant

#155: Ask Paula & Joe – How Can I Send My Four Children to College?

How can a schoolteacher dad and stay-at-home mom send their four kids to college? Where should a 23-year-old keep the savings that she’s accumulating to buy a home by the time she’s 27 or 28?

What should a listener know about retirement planning if he has a pension? And should a listener rollover his 401k […]

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By Paula Pant

#148: Ask Paula – Should I Sell My House and Invest the Equity?

Welcome to a special episode of Ask Paula!

Today I’m answering questions about real estate investing, and I’ve brought a special guest on the show to join me.

His name is Lucas Hall, and he’s a landlord with 5 properties in three locations (D.C., Virginia and Colorado). He’s also the founder of Landlordology and head […]

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By Paula Pant

#146: Ask Paula – Where Should I Keep My Money if I Want to Retire Early?

My friend and former financial advisor, Joe Saul-Sehy, joins me to answer a multitude of questions on retirement savings and investing, so let’s dive in.

Elyse has two questions:
#1: Through her job, Elyse has a 401(a) hybrid. Right now, she contributes 0.5% as her employer will contribute 2.5% only when she contributes 4%.

 […]

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By Paula Pant

#144: Ask Paula – What Do You Think of Real Estate Crowdfunding?

Today I’m answering your real estate questions!

First up, Rich asks:
What are your thoughts on real estate crowdfunding versus investing in a traditional REIT and non-retirement account?

He doesn’t want to give up the time it takes to manage a rental property. He wants to spend more time with family and friends, and […]

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By Paula Pant

#142: Ask Paula – How Can We Downsize from Two Incomes to One?

How can a family of four shift from earning two incomes to one, while still pursuing financial independence?

How would a 55-year-old couple with $2 million saved know if they’re ready to retire?

Can parents use leftover money in their 529 plan to help their daughter with her college loans?

If you start a job […]

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By Paula Pant

#140: Ask Paula – Should I Buy a Rental Property with an HOA?

Should you buy a rental property that mandates HOA payments? How do you adjust for cap rate over the years, as the property’s rent increases with inflation? Should you buy an $88,500 house that rents for $1,250 a month? And can you dive into detail about how you work with contractors and property managers?

I […]

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By Paula Pant

#137: Ask Paula – What the F**k Are Annuities?

Today’s episode is an annuity sandwich: we answer one question about family and relationships, three questions about annuities, and one question about time management.

My friend and former financial planner Joe Saul-Sehy joins me to answer questions in what, I hope, is the most entertaining episode about annuities you’ll hear.

Here are the five questions […]

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