By Paula Pant
Todd is in a real estate bind. He found out six days before closing on a new home that it wasn’t legally sellable. And renters are moving into his current home in two weeks. What should he do?
Anonymous is excited about expanding her real estate portfolio. Should she sell her $2.5 million rental property in the Bay Area to do this, or can she keep it and leverage the equity instead?
Former financial planner Joe Saul-Sehy and I tackle these two questions in today’s episode.
Enjoy!
Written By Paula Pant
Hey there!
As I write this, the Federal Reserve is meeting.
By the time you read this, they may have already announced what many analysts expect will be their second rate cut of 2024 – a quarter percentage point interest rate reduction.
At the time I’m sending this, they haven’t made […]
Written By Paula Pant
Hey there!
Something fascinating happened in Argentina’s housing market.
What happened illustrates why the U.S. housing market is at such a critical turning point …
… and why the solutions proposed in the U.S. Presidential election might be missing the mark entirely.
In Buenos Aires, the supply of rental properties surged by […]
By Paula Pant
An anonymous caller and her husband have a $2 million net worth at 40, but they’re worried that the one-fund portfolio that got them there isn’t good enough anymore. Are they right?
Jared feels frustrated that so much personal finance media is centered around tech and freelance workers. Does Paula and Joe have negotiation advice for someone in the union?
Sam owns two overseas properties in a country that’s experienced runaway inflation for the past decade. He’s worried he’ll lose $500,000 worth of assets. How does he control the bleeding?
Steve is calling back with an exciting update on his house-swapping journey from Episode 487.
Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.
Enjoy!
By Paula Pant
An anonymous caller feels trapped. She owes $100,000 in back taxes on earnings she had to give up as a result of a lawsuit with her former business partner. What should she do?
Saul and his wife want to retire in Mexico but they don’t want to give up the ability to continue investing in US stocks. Can they buy a primary residence that doubles as a short-term rental?
Nina and her partner are eager to start a $500,000 renovation on their home but they’re still three years away from saving enough. How can they bridge the gap without risking too much?
Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.
By Paula Pant
Anonymous, 60, recently lost her job and is worried about retirement. She owns a paid-off triplex, living in one unit and renting the others for $30,000 a year. She used her 401(k) funds to buy the triplex and now has $50,000 in retirement savings and $150,000 in cash. She expects only $2,400 a month from Social Security at age 67. After losing her son two years ago, she’s seeking advice on managing her underfunded retirement.
Noelle, 40, and her husband, 49, want to cancel his whole life insurance policy. They are debt-free, own their home, and plan to retire soon, relying on Noelle’s $80,000 income. They have $504,000 in retirement savings. Should Noelle keep her $100,000 term life policy until she retires?
Sleepless in San Antonio, age 35, plans to retire at 45 but is concerned about how this will affect Social Security benefits, which is calculated based on the top 35 earning years. Should they work longer in order to boost their Social Security benefits?
Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.
Enjoy!
Written By Paula Pant
I want to speak candidly to anyone who wants to buy a home.
You’re facing three problems:
Home prices are high Interest rates are high Inventory is low
None of these are going to get better anytime soon.
But there’s good news: You can buy a home, as long as you’re smart about it. By the end of this email, […]
Written By Paula Pant
You’ve thought about investing in rental properties …
… but the fear of making a huge six-figure mistake holds you back?
You’re not alone.
That “what if I buy a disaster?” feeling is real, especially for beginners.
Imagine walking into a casino and putting $100,000 on red. That’s how some people view real estate investing – as […]
Written By Paula Pant
Hey Gen Z friends,
Welcome to adulting and the world of personal finance! As Generation Z, you have the incredible advantage of time on your side when it comes to investing and reaching financial independence.
Leverage your youth as a time of opportunity and learning, thinking boldly about how to create the financial future you […]
By Paula Pant
Cara made $100,000 in commissions this year, her biggest bonus ever. What should she do with the money if she wants to retire early?
An anonymous caller and his partner have lived in an RV for years. They’re ready to settle. Should they sell most of his investments to purchase raw land and build an off-grid home?
Remy and her husband need to come up with $30,000 for IVF treatments. How do they build their family without breaking the family finances in the process?
Another anonymous caller is upset that the 401k plan he sold his boss on is charging him an Assets Under Management (AUM) fee. Should he keep the 401k at all?
Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.
Enjoy!
