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Latest Post

Are you leaving $19,909 on the table?

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February 25, 2014Written By Paula Pant

Why My 77% Savings Rate … Means Nothing

Finance nerds have strange habits.

Here’s one of mine:

Once a year, I lock myself in a room with nothing but a laptop, spreadsheet, and boatloads of determination.

The mission: Decipher my savings rate.

Am I saving 30 percent of my income? 40 percent? 60 percent?

As longtime readers might recall, my then-partner (now […]

Keep reading...

February 2, 2014Written By Paula Pant

Reader Question: Should I Buy a House With Cash?

One Afford Anything reader asks:

In my area, I can buy a quality house/duplex for $45,000 – $100,000.

My partner and I want to get a house with great rentability. We’ll live in it for 4 years while I finish graduate school, at which point we’ll move.

We hope to keep the place – as […]

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January 31, 2014Written By Paula Pant

How Erika Made $20,000+ In Her Spare Time — And You Can, Too

You can summarize the answer to almost every financial problem in two words: Earn more. 

Snag extra work on the side. Save every dime of this extra income. (After all, you don’t “need” the money. You’re already living fine without it.)

Boom — you’ve instantly super-charged your savings.

When I wrote that, a […]

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January 20, 2014Written By Paula Pant

Why I Wasted an Hour of My Life to Save $3.60

I’d like to tell you about a stupid money mistake I made last week.

I’ll share why it was so dumb … and how you can do the opposite.

Let’s go:

During the past three months, I’ve been overseeing the renovations on one of my six rental property units.

We’re ripping everything […]

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December 16, 2013Written By Paula Pant

Should You Get a Car Loan to Improve Your Credit Score? Heck No!

One reader asks:

I’m young (23), and my fiancee and I are looking at getting her a used car to replace her old clunker.

We’re looking in the $6,000 – $10,000 range and easily have the cash to pay for the car. (This is seperate from our emergency fund, we […]

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December 10, 2013Written By Paula Pant

3 Unconventional Ways to Super-Charge Your Savings

Finish the following sentence:

“My dream is _____.”

Maybe you want to buy a house, or backpack Europe, or retire early.

No matter what you want, having a Big Ol’ Heap of Savings makes each these goals a million times easier.

“Gee, thanks Captain Obvious,” you’re probably thinking. “Easier said than done.”

Do you think […]

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December 5, 2013Written By Paula Pant

Drugs, Your Brain, and Holiday Sales

During the holidays, millions of Americans swarm upon stores across the nation.

Stores respond by dropping prices.

Why? Why does a surge in demand trigger lower prices?

If demand spikes and supply stays (mostly) the same, prices should rise instead of fall. Right?

Humor me for a moment:

Imagine that you own a retail […]

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November 27, 2013Written By Paula Pant

The Three Most Amazing Types of Freedom

You can smash almost any limit.

You can escape the cubicle. You can fire your boss. You can overcome your internal self-doubts.

You can sculpt a flat stomach, make dozens of new friends, and speak a foreign language. Heck, you can even learn to dance.

Limits don’t apply to you.

Well, […]

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November 21, 2013Written By Paula Pant

The Epic Saga of Two College Grads (Or: Why You Should Quit Worrying About Your Resume)

 

Once Upon a Time … Two newly-minted college graduates step out into the world. Their names are Abel and Kant.

Both have Bachelor of Arts degrees from state universities. Both carry $25,000 in student loans. Both have average family backgrounds.

They feature similar height, build and appearance. They project the same grammar, diction […]

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November 12, 2013Written By Paula Pant

How I Went From Broke to $4,600 / Month in Passive Income By Age 28

 

Note from Paula: Today I’m featuring a guest post from my friend Brandon Turner, who is officially The Tallest Guy I’ve Ever Met.

I suggested that he write a post about “How I Got So Friggin’ Tall.”

He countered by offering the juicy details on how he created $4,600 per […]

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Afford Anything

  • Start Here
    • About
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  • Blog
    • Binge
  • Podcast
    • Binge
    • Sponsors
    • Ask a Question
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  • Community
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  • Explore
    • Your First Rental Property
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