I’m just going to come straight out of the gate with a hot take: If you need a 50-year mortgage, you can’t afford the property. Before you grab your pitchforks, let’s explore the new concept of a 50-year mortgage, which just entered the zeitgeist this week. We’ll run the numbers and math this…
Disruption is no longer a buzzword, it’s the new baseline. In this episode, bestselling author James Patterson and Vanderbilt professor Patrick Leddin explore how disruption reshapes careers, industries, and even personal identity. They share a framework for becoming a positive disruptor, someone who turns upheaval into opportunity. From reinventing the publishing industry to navigating AI…
An unusual First Friday episode because we don’t have a jobs report. However, we do know that in October, U.S. companies announced more job cuts in a single month than they have over any single month of the last 20 years. In other words, October was peak job cut month. By contrast, private payrolls, as…
This week, Paula and Joe dig into a listener’s question about ETFs that track the stock trades of U.S. politicians — including the Democratic “NANC” fund and its Republican counterpart “KRUZ.” They explore whether this strategy is smart investing or just expensive entertainment. Then, they shift gears to home ownership headaches. Another listener asks how…
What would you do if an authority figure told you to do something that felt wrong? Today’s episode dives into the surprising psychology behind why we often comply — even when our gut tells us not to. Paula revisits one of her favorite interviews of the year with Dr. Sunita Sah, a physician-turned-professor at Cornell…
What would you do if, at the age of 23, you found yourself with $70,000 a year leftover after expenses? Would you pour everything into retirement and coast to financial independence, or stockpile a down payment before life gets pricier with kids, a mortgage, and maintenance costs? This week, we dive into that real-life dilemma…
Fights about money are common, but they’re rarely about math. They’re about power, shame, vulnerability, and trust. And no amount of data or fancy spreadsheets is going to fix it. What you need is a better system for fairness, more open communication, and a shared ambition. In this candid conversation with Heather and Doug Boneparth,…
![#653: Radical Transparency in Real Estate Predictions [GREATEST HITS]](https://affordanything.com/wp-content/uploads/2023/08/scott-trench-interview.jpg)
What happens when we actually check our predictions? In this episode we play clips from our 2023 conversation with Scott Trench from BiggerPockets and ask the uncomfortable question: were we right? Two years ago we made some big calls about the housing market. Mortgage rates had doubled. Prices hadn’t crashed. Inventory was vanishing. Everyone had…
What if you did everything “right”, earned the degree, landed the six-figure job, and still felt broke? That’s exactly where Rose Han found herself. Fresh out of NYU with a finance degree and a Wall Street paycheck, she had a negative net worth, mounting stress, and a sinking feeling that traditional success wasn’t the path…
Many who reach CoastFI find themselves in a strange in-between: financially independent enough to stop saving, but not ready to fully retire. When you’re living off a taxable brokerage for decades, does the “never hold bonds in taxable” rule still apply? This episode explores how traditional asset location advice meets real-life spending. We unpack how…