Author: Erin @ Team Afford Anything

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    #279: How to Avoid Financial and Life Disasters, with Dr. Gleb Tsipursky

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA279.mp3" title="How to Avoid Financial and Life Disasters, with Dr. Gleb Tsipursky" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    What process do you use to make decisions?

    “Uhh … I put together a pros and cons list!”

    “I harness my awesome spreadsheet skills and work out the variables in cells.”

    “I ask others for their opinions and seek information from people who have been in my shoes.”

    All of these tactics are common decision-making techniques…but they’re not processes.

    What happens when you get stuck on a critical decision that you need to make quickly?

    Does the intensity of the situation get the best of you? Do you make the decision based on your gut reaction? Or do you work calmly through a list of techniques that will help you arrive at a well-informed decision?

    If you rely on your instincts in the heat of the moment, that’s natural. But it won’t lead to the best outcome, and it lacks process.

    Today’s guest is here to share two decision making processes that can help you cut through the noise and arrive at a well-thought out decision. If you love practical guests with information that you can apply right away, you’ll love this episode.

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    #273: The Emotional Complexity of Money, with Dr. Dan Ariely

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA273.mp3" title="The Emotional Complexity of Money, with Dr. Dan Ariely" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Has the pandemic caused you to feel less-than at any point?

    Do you find your painstakingly-formed money habits harder to stick with?

    Are you worried about losing your job or figuring out how to make ends meet?

    Many of us have faced one or all of these pressures since March. And we’re wearing thin, if we haven’t already crumbled.

    Today’s guest, Dr. Dan Ariely, best-selling author and famed behavioral economist, returns to the show with a simple message for us:

    “My responsibility ends at me doing the best job I can.”

    If this resonates with you, tune in as Dr. Ariely and I discuss the emotional complexity of money.

    Specifically, we discuss: preparing for a job loss and lowering expenses, the emotional and financial complexity of control, the value of resilience (and how to become more resilient), and embracing the pain of the process.

  • PSA Thursday: How to Avoid Parental Burnout, with Andy Hill

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA272b_PSA_Thursday_Andy_Hill.mp3" title="PSA Thursday: How to Avoid Parental Burnout, with Andy Hill" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

    At the beginning of the month, we interviewed two teachers, Rob Phelan and Mandy Bert, for their perspective on what lies ahead for schools.

    Now, as summer break ends, we turn to Andy Hill, father of two and founder of Marriage, Kids, and Money, for his perspective on how to avoid parental burnout.

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    #271: Retirement Planning in 2020, with Dr. Wade Pfau

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA271.mp3" title="Retirement Planning in 2020, with Dr. Wade Pfau" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Are you wondering how in the world you’re supposed to plan for retirement given the craziness of the year 2020?

    You’re not alone.

    That’s why we brought Dr. Wade Pfau on the show. Dr. Pfau is a Professor of Retirement Income for the American College of Financial Services. Dr. Pfau has made a major name for himself within the field of retirement planning. He’s a two-time winner of the Journal of Financial Planning Montgomery-Warschauer Award and two-time winner of the Academic Thought Leadership Award from the Retirement Income Industry Association.

    Dr. Pfau also won an award for best paper in the retirement category from the Academy of Financial Services. In 2014, he was named “40 Under 40” by InvestmentNews. He is a co-editor of the Journal of Personal Finance, and he speaks frequently at national conferences of organizations for financial professionals.

    He is a RetireMentor for MarketWatch, the Director of Retirement Research for McLean Asset Management, and an Expert Panelist for The Wall Street Journal. He holds a doctorate in economics from Princeton University, and he’s also a Chartered Financial Analyst.

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    #269: How to Ask Better Questions, with Charles Duhigg

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA269.mp3" title="How to Ask Better Questions, with Charles Duhigg" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Are you scared to take the first step toward the habits that you want to build?

    Do you believe in your ability to change?

    Or are you completely lost as to where to start?

    Charles Duhigg, the Pulitzer Prize-winning journalist and author of the best-selling books The Power of Habit and Smarter Faster Better joins us on today’s show to tackle these questions.

    On his podcast, How To!, Charles explores the “why” behind our habits and helps listeners overcome life’s biggest challenges. Among them, finding a new career before it’s too late, walking away from an impossible parent, fighting racism in your town, and saying the right thing at the worst time.

  • PSA Thursday: How to Get Ready for a School Year Like No Other, with Mandy Bert and Rob Phelan

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA268b_PSA_Thursday.mp3" title="PSA Thursday: How to Get Ready for a School Year Like No Other, with Mandy Bert and Rob Phelan" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

    Do you have school-age children? If so, then brace yourself for a school year like no other.

    This year, some children will return to school five days a week. Others will learn from home five days a week, and yet others will experience a hybrid of the two.

    You and your kids may face wildly different schedules and challenges than anything you’ve encountered before.

    How can you cope with this? Mandy Bert and Rob Phelan, who both work as teachers and are on the K-12 Education Team at the ChooseFI International Foundation, join us to share tips to help your children – and you! – survive the school year.

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    PSA Thursday: How to Talk To Your Tenants About Financial Difficulties

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA267b_PSA_Thursday_July_31.mp3" title="PSA Thursday: How to Talk To Your Tenants About Financial Difficulties" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

    This week, we continue the conversation on evictions. No landlord wants to have to evict their tenant. No tenant wants to get evicted. What can we do, upfront, to prevent such issues from happening? That’s the question we explore in this episode.

    We discuss what landlords can do to create and maintain open lines of communication with tenants. Inviting your tenants to communicate with you can help you avoid a situation in which they ghost you.

  • PSA Thursday: The Impact of Evictions, with Princeton University Eviction Lab expert Alieza Durana

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA265b_PSA_Thursday.mp3" title="PSA Thursday: The Impact of Evictions, with Princeton University Eviction Lab expert Alieza Durana" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

    This week, we shift our focus to handling tenants who can’t pay, a concern that many the landlords in our community have voiced since March.

    If you’ve asked yourself:

    • What can we do to help if our tenants are unable to pay, but we still have bills to pay?
    • How can I make sure my tenant doesn’t ghost me during this time?
    • Is there any alternate resolution that doesn’t require an eviction?

    then this episode is for you.

    For this topic, we asked Alieza Durana to offer her expertise. She’s a journalist and media strategist who works with the Eviction Lab at Princeton University.

    The Princeton Eviction Lab is a group that rigorously researches the causes and consequences of the affordable housing crisis, housing instability, and the impact of evictions.

    On this episode, Alieza shares data that Princeton has gathered on evictions, and tips for landlords who want to be part of the solution, but struggle with the reality of having bills to pay.

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    #265: Personality Isn’t Permanent, with Dr. Benjamin Hardy

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA265.mp3" title="Personality Isn't Permanent, with Dr. Benjamin Hardy" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Who will you become in five years? 

    Will you be the same person you are today, living a similar lifestyle? 

    Or will you be a radically different person, with contrasting beliefs, goals, and preferences? 

    According to research, most of us believe that we’ll maintain the same beliefs, goals, preferences, and behavior as our past selves. We believe that we’ll continue to plod along the trajectory our past selves set, destined for the same end-goal. 

    That belief is flawed, and in some cases, downright wrong. 

    Our personality is constantly evolving. The person we are today is not the same person we’ll be in five years. 

                What? That’s silly. I’m me either way, aren’t I?

    Think about it this way: are you the same person you were five years ago? Ten years ago? Fifteen years ago?

    Of course not. Things in your life have changed: your interests, hobbies, decision-making process, and habits are different than they were a decade ago. 

    Past you ≠ present you. Present you ≠ future you.

  • PSA Thursday: How to Stay Safe as the Nation Re-Opens

    ByErin @ Team Afford Anything
    [smart_track_player url="https://traffic.libsyn.com/secure/paulaandjaymoney/AA264b_PSA_Thursday_July_9.mp3" title="PSA Thursday: How to Stay Safe as the Nation Re-Opens" artist="Paula Pant" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" social_stumble="true" social_pinterest="true" social_email="true" ]

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.

    This week, we focus on life and how to stay safe when venturing outside of your home.

    Many of us are concerned with reducing the risk of coronavirus infection in places like a grocery store, gas station, or backyard BBQ, but the guidelines on how to stay safe aren’t always clear.

    In this episode, we discuss the precautions to take…

    • When using a public toilet
    • When picking up food at a quick-serve restaurant or fast food place
    • When you’re exercising at the gym
    • When filling your car with gas
    • In your general day-to-day life when you’re out and about
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