Written By Paula Pant
There are two paths to business ownership.
One path — creating a new company — has a 10 percent success rate.
The other?
When entrepreneurs buy an established, existing business, 75-85 percent succeed.
We don’t hear about this path often.
But maybe we should.
This dramatic difference challenges conventional wisdom. The myth says that buying […]
Written By Paula Pant
In today’s podcast episode, we hear from a listener who wrote in with a problem:
They contributed to a Roth 401(k) while in a 32 percent tax bracket. Later, they realized they could have waited until their income dropped to a 24 percent tax bracket and done a Roth conversion instead.
Now they’re stuck wondering: […]
Written By Paula Pant
Picture this: You’re in your 60s.
You’ve been married for more than 40 years.
You raised six children full-time, while your spouse built their career, earning $200,000 annually.
All those years, you believed you were building a comfortable retirement together.
Then the divorce papers arrive, alongside a devastating revelation — there are no retirement savings.
[…]
Written By Paula Pant
Well, this morning’s inflation report shocked — *checks notes* — absolutely no one who’s been grocery shopping lately.
The Bureau of Labor Statistics released its latest inflation report this morning, and it’s the worst report since August 2023.
The consumer price index rose 0.5 percent last month, and the bulk of the rise — 30 percent — comes from […]
Written By Paula Pant
Today, millions will watch the Super Bowl.
But while most eyes are on the field, I’m thinking about the many winners who made their move when opportunity knocked:
The local Airbnb hosts who spotted this opportunity when New Orleans was announced in 2020, learned to analyze properties and secure financing, and turned their preparations into peak-season […]
Written By Paula Pant
Over the past decade of teaching real estate investing, I’ve noticed something fascinating:
… almost everyone falls into one of three distinct patterns.
Today, I want to share these patterns with you.
As you read, you’ll likely see yourself in one of them. More importantly, you’ll understand why these patterns exist — and what to do about […]
Written By Paula Pant
For 76 years, the British Cycling team tried – and failed – to win the Tour de France.
The pattern seemed unbreakable.
Until 2012, when everything changed.
That year, a British cyclist won the Tour de France. Another took second place. And for good measure, the team claimed 8 gold medals at the London Olympics.
[…]
Written By Paula Pant
Welcome to the world, Generation Beta.
The babies born 2025 through 2039 are the newest generation, coming after Gen Alpha.
They’re the first generation to be born into a world powered with AI, just as Gen Z was the first born into a world with ubiquitous internet.
They’ll soon be rolling their eyes and saying, […]
Written By Paula Pant
Once upon a time, in southern California in 1994, there lived a man named William Bengen.⠀
His friends called him Bill.
Bill was a Brooklyn kid who studied aeronautics at MIT. He wrote a breakthrough paper on advanced model rocketry. He spent 17 years as an executive at a soft drink company. […]
Written By Paula Pant
You’ve spent decades being the responsible one. The disciplined saver. The person who maxes out their 401k, lives below their means, and actually understands what “tax-loss harvesting” means.
Then your financial planner looks you in the eye and says: “You’re not going to be able to spend what I think you can spend […]
