Puppies! And Some Articles About Money …

puppy stuck behind fenceEvery now and again, I like to highlight other great articles about money, business and life.

So today I’m hosting a “carnival,” which is a term that describes a collection of great online articles written in the past one to two weeks.

Welcome to the Totally Money Blog Carnival — a roundup of (yep, you guessed it!) blogs about money management. Let’s dive right in, shall we?

Oh, and P.S. — These carnivals can be text-heavy, so I’ve thrown in photos of puppies to keep you entertained. Because who can resist?

Editor’s Picks!

#1: According to a recent survey, only 21% of people love their jobs, which implies that 79% of people are in jobs they merely tolerate. What motivates mediocrity? Suba suggests seven reasons why people stay in humdrum jobs. Her post, You Don’t Quit Because You Are A Quitter, is NOT an article spewing the usual “follow your passion” cliche. Like most of Suba’s writing, this is an authentically thoughtful post. Two thumbs up.
cute puppies
#2: Financial God is a newcomer on the scene, and as the name of his website implies that the writer may think a little too highly of himself. :-) But wow, he writes great posts. This week, he crafts a detailed argument about how increasing the minimum wage in Samoa hurt employment.

He includes charts. He includes graphs. He cites facts and research worthy of a print publication. He even uses the word “monopsony.” Whether you agree or disagree with his conclusions, this post is worth reading.

#3: Eddie from Finance Fox wrote the single most entertaining post I’ve ever read about car insurance. I know that sounds like a strange compliment, but if you’ve ever thought that “insurance” + “engaging” don’t jive, check out Eddie’s post.

More Money Posts!

Darwin embroiled himself in controversy with a post arguing 6 Reasons Learning a Foreign Language Is Completely Useless. My favorite part this post are the lively (and sometimes heated!) comments left by his readers. Love it or hate it, agree or disagree — this post and its comments will get your wheels turning.
golden puppy
Here’s a hilarious post — the 10 weirdest reasons why people borrow money on the peer-to-peer lending website Lending Club. This post, by the Penny Hoarder, made me laugh several times. Anyone interested in borrowing money to buy a horse? (No, that’s not a typo. Not a “house,” a “horse.” Really.)

A Blinklin (it took me months to realize his pseudonym harkens to a certain U.S. President) writes about how we often confuse price with quality. “We’ll assume the more expensive wine is better than the cheaper wine,” he says. Check out his post, How Do You Judge Value?

SB at One Cent at a Time writes a thoughtful analysis of how blogging has negatively impacted the time and energy he can devote to his day job. My favorite part about his post, entitled Does Blogging Effect Your Work?, is SB’s breakdown of how he spends time when he’s developing his site. It’s similar to how I spend my time, and its a good eye-opener for people who think that writing is the ONLY component that goes into this.

money blog carnivalOn the heels of SB’s post, Money Infant posts an in-depth look at how to make money blogging. If you’re interested in launching a blog, this is a great “inside look” at the industry.

The Dividend Ninja, meanwhile, compares website income to dividend stocks. “After 16 months of blogging and coding, investing countless hours, I’m starting to see what passive income really is about,” Ninja says.

Broke Professionals shares the story about making a pro/con list about a major career decision, and makes an important observation — in this story, the “con’s” reflected fears while the “pro’s” reflected hopes.

Did you know that 60 percent of households live paycheck-to-paycheck? Roshawn Watson met a venture capitalist (a man whose business is to fund start-up businesses), and was curious to see how the he managed his personal finances. “Surprisingly, he only devoted 10% of his personal income towards ‘speculative’ investments,” Roshawn writes. Read more lessons from the VC in this post that offers 3 Reasons to Focus on Household Cash Flow.

A new blog on the scene, Tie the Money Knot, suggests you can judge your date’s generosity based on how he tips the waiter. Insightful or over-analytical? You decide!

kids and puppySquirrelers tells a story about the time he found a $5 bill at a restaurant. He was faced with the dilemma of whether or not to pick it up, and — well, let’s just say this story took a few unexpected twists.

Speaking of good storytelling, the writer at Fiscal Phoenix shares three mistakes she made after she was fired from her first job after graduate school.

Glen at Free from Broke writes a brief, clear summary of President Obama’s proposed changes to the corporate tax structure. His description is balanced and non-opinionated, which is refreshing these days.

Barb Friedberg shares four myths about your credit score that can cause more harm than good. Barb’s posts often end with some “actionable” steps that readers can take, and this one is no exception. Head on over there to learn more about strengthening your credit.

The writer at Step Away From the Mall takes issue with the idea of borrowing money to go to college, raising the point that a large minority of people never graduate. They’re left with student debt AND no degree to show for it.

totally money blog carnivalCue: The Happy Homeowner, who paid $500 out-of-pocket for a master’s degree from Harvard. Yes, that’s right. Find out how.

Financial Mentor points you towards building passive income, playing with retirement calculators, and dispelling myths about money management. It’s basic Money 101 stuff, but it’s solid advice.

Tired of reading? Roger the Amateur Financier uses a zombie-apocalypse visual to illustrate The Difficulty in Paying for College. This artsy graphic asks: How expensive is college, and is it worth it?

Money Smart Guides tells us how long we should hang on to financial documents. It’s a quick-and-easy informative read.

Personal Finance Whiz educates us about various types of investing risks: liquidity risk, currency risk, etc. It’s another quick, easy and informative read.

excited puppySpeaking of risky undertakings with good reward potential: 101 Centavos publishes a post on investing in uranium.

Here’s a long but very informative article: Family Money Values talks about how to divide your estate unequally among your children. Want to give one child 80 percent and the other child 20 percent? It’s going to cause problems unless you plan ahead …

Speaking of which, LaTisha teaches us how to do your taxes on the cheap. After all, it doesn’t make sense to paying a ton of dough to someone who might help you save a few bucks.

Boomer and Echo write a thoughtful post about the sordid state of the North American economy. Okay, maybe “sordid” is a strong word, but the economy is definitely broken, and Boomer and Echo wonder how to fix it.

Aloysa at My Broken Coin describes 50 Things No One Told Me About America. The list reminds me of my family back in my home country — they don’t understand that a car is a necessity, not a luxury, depending on where you live. They don’t understand why we pay for health insurance, car insurance, and the myriad other insurances people need in the U.S. Anyway, I won’t ramble for too long, but you should check out Aloysa’s list.

Here’s another thing people might not know about the U.S.: the average American family spends around $15,000 for health insurance, although roughly 71 percent of that is covered by the employer, says Daniel at Sweating the Big Stuff. Ah, did I mention the joys of being self-employed?

puppy loveMarried With Debt looks at how “thought leaders” are created: they overthrow conventional paradigms and help people see things in a new light.

PT Money makes some suggestions for what to do with your tax refund. It’s good Money Management 101.

Prarie Eco Thrifter suggests six ways to have fun on a budget.

The Frugal Toad, meanwhile, talks about the hidden costs of owning a home. I’m shocked at how much money I spend maintaining my home. I buy things I never expected to need: new windows. Grass seed. Gutters. Drywall patching. Who knew maintaining a home cost so much?

Investor Junkie is trying to make money with Google Adsense from some parked domains. See how he’s doing.

“When I was growing up … I lived in a trailer park,” says the writer at Free Money Finance. “… kids made fun of what I was wearing … education wasn’t stressed that much.” Read more of his story, called Change the Way Your Think.

Jennifer at Saving Advice writes about misconceptions about working from home. I work from home myself, and I found myself nodding at most of these points. Anyone considering a work-from-home lifestyle should read her list.

Financial Excellence interviews the author of a book called Can You Survive on a Teacher’s Salary? The author (who is a teacher) makes $43,000 per year, which is considered a good salary in many parts of the Midwest and South, not just for teachers but for many professionals. So … the answer is yes, I’d say. Check out the post to hear the teacher’s advice.

puppies playingThe writer at Live Real, Now shares insights about time management, setting priorities and avoiding distrac — uh, what was I saying?

My Money Design asks a controversial question: Are We Fools for Saving? This blog post cites the latest Robert Kiyosaki book for insight into the failings of 401k’s.

Jon at Free Money Wisdom wants to know “What plastic is truly (madly, deeply) meant for me?” Okay, maybe applying for a credit card isn’t THAT intimate, but he does try to help you find your best match.

Young Family Finance looks for ways to boost your emergency fund, while Amanda from Frugal Confessions shares a story about the time she (mistakenly) thought her car had been stolen.

Want to submit a post to the next Totally Money Blog Carnival? Do it here.

Lots of photos today! Thanks to Flickr users tintedglass, jonkriz, 23am.com, pretendtious, smlp.co.uk, ascappatura, klearchos, edanley, magic madzik and hernan mojarro for the cute puppy photos!

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35 Responses to “Puppies! And Some Articles About Money …”

  1. SB @ One Cent at a Time
    27. Feb, 2012 at 11:21 am #

    Thanks Paula for including my article. It takes a lot of time to build a blog.

  2. Harri @ TotallyMoney
    27. Feb, 2012 at 11:23 am #

    Big thanks for hosting this week Paula! Great carnival!

  3. The Dividend Ninja
    27. Feb, 2012 at 1:52 pm #

    Thanx for including me in your Carnival Paula!! Looks like ur website is growing in leaps and bounds as well :)

    The Dividend Ninja

  4. femmefrugality
    27. Feb, 2012 at 3:52 pm #

    Aw! Love the puppies! And the links ;)

  5. Nick
    27. Feb, 2012 at 5:33 pm #

    Thanks for including my college funding post! I got some sweet hate mail over that one, haha! And very cute puppies – nice touch. :)

  6. Suba
    27. Feb, 2012 at 7:05 pm #

    Thanks a lot for including my post and your kind words Paula! The puppies are super cute, I like puppies, if only I could convince my husband…

  7. Saving Advice
    28. Feb, 2012 at 2:13 am #

    Great job on the carnival. It’s always great to see the host’s views on the articles although I do know from experience that it makes putting them up a lot more time consuming. The effort is greatly appreciated.

  8. Paul @ The Frugal Toad
    28. Feb, 2012 at 10:22 pm #

    Nice job hosting Paula and thanks for including us!

  9. Glen Craig
    29. Feb, 2012 at 12:34 am #

    Damn those puppies are cute! What were we talking about? Oh yeah, thanks for hosting!

  10. Roshawn @ Watson Inc
    29. Feb, 2012 at 2:52 am #

    Thanks so much for including me in the carnival, and you really did a lovely job with the pics :)

  11. The Happy Homeowner
    01. Mar, 2012 at 12:21 pm #

    Thank you for including me, Paula!!

  12. Christa
    01. Mar, 2012 at 5:15 pm #

    Okay,I clicked on this because “Puppies!” was in the headline (yes, I’m that easy to distract!), but now I have plenty of reading to do!

  13. MyMoneyDesign
    02. Mar, 2012 at 10:26 pm #

    Thank you very much for including me in this carnival! My daughter is going to absolutely love the pictures of the puppies!

  14. Jana @ Daily Money Shot
    03. Mar, 2012 at 8:26 pm #

    Thanks so much for including my writing at Fiscal Phoenix! And to be featured alongside puppies? Is extra awesome!


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