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Why “Earn More” vs. “Save More” is the Wrong Debate

It's time to wave the truce flag over one of personal finance's greatest battles. One of the most spirited debates in personal finance circles is the classic "earn more" vs. "save more" standoff. The "earn more" crowd argues that raising your income is the best way to reach financial independence. There's no upper limit to this potential, especially if you're an entrepreneur. The “save more” crowd argues that, left unchecked, income and spending naturally scale together. Focusing on frugality, therefore, is a better method for creating financial independence. Here's what neither side admits: … View This Post