Carnival of Personal Finance

carnival pfEvery now and again, I like to draw attention to other personal finance blogs. There are zillions out there, covering almost every niche you can imagine — women’s money management, Christian money management, blogs that focus purely on buying dividend stocks.

So today I’m hosting a blogging “carnival,” a term that describes a round-up of blog posts from the past week. Welcome to the Carnival of Personal Finance. This list might help you discover some new blogs.

Plus, I threw in a bunch of my travel photos to make this post more interesting. Yeah, that’s right — I’m subjecting y’all to my vacation photos. :-)

Top Three Editor’s Picks:

carniaval personal finance editors pick#1: Peter Anderson, who writes the blog Bible Money Matters, posted a hilarious video of the crowds at Walmart on Black Friday, set to a cirus/polka music soundtrack that makes you want to dance in your office chair.

“I didn’t know Walmart could fit that many people,” Peter says.

#2: I admit it: when I saw that yet another person wrote yet another post outlining 10 frugal date ideas, I inwardly groaned. These types of posts are normally generic laundry lists of trite, cliché suggestions.

But I was wrong! Craig Ford, the author Money Help for Christians, wrote a post filled with genuinely creative date ideas. I won’t spoil them for you – check out his blog to read it.

#3: I choose this post because of it’s usefulness: the blog Stumble Forward warns us about Facebook and Twitter identity-stealing scams.

And Now for the Rest …

If you’re nosy like me, you’ll enjoy reading how much Crystal earned this month. (It’s a lot.)

Adam graduated college debt-free, partly thanks to the fact that he worked the 9 pm to 2 am shift as a custodian.
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Speaking of college, the blog My University Money argues that you should take a full course load so you can graduate as early as possible, saving yourself as much as a year in tuition. (I took this track and finished in 7 semesters.)

Pinch That Penny describes five ways the San Diego Chargers are like debt. I don’t understand a thing about football (though I love the pun on “debt” with the team name “Chargers”) but if you’re into tight pants and shoulder pads, the 1980’s – um, I mean, this article – is for you.

Ashley at Money Talks Coaching has the best tagline – “Your future called. It said “Send Money”.” She reminds us that despite all the applause credit unions are getting, they have the same business model as banks. “Big or little, banks make money by charging interest.”

One Money Design offers tips for changing your cell phone carrier, including my favorite tip – get everything in writing!

Novel Investor reminisces about getting money as a child – “birthdays were obviously the big payday.”
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For the Holidays

In a post about tracking your holiday spending, MoneyBeagle tells us to “take a small notepad, or use your smartphone, and take a running total of what you’re spending on each person.”

Modern Gal tells us why she skips the stores during the holidays. But if you choose to go shopping, the Totally Money Blog shows you how to outsmart the crowds.

Christian Personal Finance shows us how they saved $500 Christmas shopping, while Your Life, Their Life rants against the commercialization of Christmas.

Real Estate!

The author of Darwin’s Money got blindsided by his insurance company, and his once-favorable real estate investment started looking a lot less pretty. I’ve had the exact same experience.
carnival of personal finance
Kay Lynn from Bucksome Boomer says that even if you make responsible choices, “you still might be broke for life, and it only takes one decision to get there.” (Spoiler alert – she’s talking about your home! Buy unwisely, and you’re on a straight shot to paycheck-to-paycheck living).

Briana writes on Passive Income Now about whether or not you should hire a property manager for your rental.

Debt Stinks

Roshawn, who writes the blog Watsons, Inc., tells us that the rich people on the Forbes list “said the best way to build wealth is to become and stay debt free. Notice that they didn’t say, “I got wealthy first and then lived a debt-free lifestyle.”
carnival personal finance
Money Health Central cautions us against forming a creditor-debtor relationship with our family and friends.

Dividend Guy Blog wonders if you should borrow money to invest in the market. I say no, but he seems to be leaning in favor of it …

But Wait! There’s More …

Money Cactus reminds us to invest at least 10 percent of our income, plus keep an emergency fund.
carnival personal finance

Miranda wrote at Smart On Money about an associate who uses her Roth IRA as an emergency fund. She describes why this is possible – and why you should think twice before you do it.

Free from Broke discusses improving your credit score.

The Jenny Pincher says she knows people who don’t even like to say the word ‘budget.’
carnival pf
Money Thinking wrote about how to save for retirement AFTER you turn 65, a topic that’s often ignored.

Money Walks discusses economic factors, like unemployment, that we should be watching.

The author at Dividend Growth Investor combines two of my favorite topics: dividend stocks and index funds, together in one!

Neal Frankle from Wealth Pilgrim reminds us that knowing the truth – knowing how much we really spend — might inspire us to save more of our cash. His post is called How to Control Spending In 5 Minutes A Month.


  1. says

    Thanks for the editor’s pick! For those who don’t know, the music on the Black Friday video is the theme music from the Benny Hill show, a British sketch comedy show.. :)

  2. says

    “I’d like to assume that Greg’s post is constructive criticism”

    I would characterize our post as educational. To wit: Your thoughts begat your actions which, in turn, create your outcomes.

    Thanks for including us in this week’s carnival.

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