Afford Anything®

Tag: asset allocation

By Paula Pant

#183: Ask Paula – Should I Sell My Rental Property to Pay Off My Student Loans?

Should a newlywed couple with two cash flowing rental properties sell one to pay off $92,000 of student loan debt?

What percentage of your portfolio should you have in rental properties?

What’s the smartest way to approach rental property investing, particularly if you get anxiety thinking about tenant requests?

How much should high interest rates impact your decision to buy a rental?

I answer these four questions on today’s episode, plus, I have a big announcement regarding the future of real estate Ask Paula episodes, so check it out. 🙂

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By Paula Pant

#163: Ask Paula – The Future of Index Fund Investing

Does my employer match count against my 401k contribution limits? Should I invest in a Traditional or Roth TSP? Should I invest more aggressively in stocks right now, or should I hold cash and bonds until the next downturn? Should I get a mortgage or keep renting until I can buy a home in cash? Do you think index investing will dramatically change in the coming decades?

Former financial planner Joe Saul-Sehy and I answer these five questions in today’s episode.

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By Paula Pant

#144: Ask Paula – What Do You Think of Real Estate Crowdfunding?

Today I’m answering your real estate questions!

First up, Rich asks:
What are your thoughts on real estate crowdfunding versus investing in a traditional REIT and non-retirement account?

He doesn’t want to give up the time it takes to manage a rental property. He wants to spend more time with family and friends, and […]

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By Paula Pant

#137: Ask Paula – What the F**k Are Annuities?

Today’s episode is an annuity sandwich: we answer one question about family and relationships, three questions about annuities, and one question about time management.

My friend and former financial planner Joe Saul-Sehy joins me to answer questions in what, I hope, is the most entertaining episode about annuities you’ll hear.

Here are the five questions […]

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By Paula Pant

#128: Ask Paula and Joe – Should I Choose a Roth vs. Traditional IRA and 401k for Early Retirement?

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Antonia, 27, wants to retire in 15 years. She’s trying to figure out whether to contribute to pre-tax or after-tax retirement accounts.

Most financial advice for 20-somethings that she’s encountered says to contribute to after-tax (Roth) retirement accounts. These articles assume that a 27-year-old will continue earning money for the next 30+ years, presumably […]

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Why Dollar-Cost Averaging Stinks

Conventional wisdom says that you should invest in the market in small bites.

This is called “dollar-cost averaging.”

Dollar-cost averaging is the philosophy of wading slowly into the market over time, rather than diving in.

If you have a large sum of money — through a bonus, commission, gift, sale of a house or car, etc. […]

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