international travel

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    #294: Ask Paula – If I Were to Interview Suze Orman Again Today, How Would It Go?

    ByPaula Pant
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    Jeffrey is curious: if I were to interview Suze Orman today, would I agree more or less with her thoughts on the financial independence retire early (FIRE) movement?

    Matt wants to know: if a property cash flows really well, is it worth paying significantly more than the appraised value to purchase that income stream?

    Sara and her husband are returning to the states after living abroad for a few years. They’re moving to an expensive area where homes cost $800,000+. They have $150,000 saved for a downpayment, but a $600,000 mortgage isn’t what they had in mind. What should they do?

    Eva and her partner are squirreling away money before the birth of their baby. They’d like to pay off their $90,000 mortgage in three years, but they’re afraid to use the money in case of unexpected baby expenses. What’s their best move?

    Justin and his wife want to take a gap year with their children in three years. They plan to visit Spain and London for six months each. What are unexpected expenses that they should factor into their budget?

    I answer these questions on today’s episode. Enjoy!

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    #199: Ask Paula – The Three-Year Reunion with J. Money

    ByPaula Pant
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    Ashley is paying affordable rent for a home she enjoys, but she feels certain that the real estate market in her local market will stay strong. She’s thinking about buying a home with 3 to 5 percent down, but she doesn’t have much in savings.

    Should she wait for a year to save more? Or should she take advantage of a rising market and relatively low interest rates?

    Ian and his girlfriend live together in Washington D.C. and have a combined 40 percent savings rate. He’d like to buy a rental property, but his girlfriend has $18,000 in student loans and is about to re-enroll in school. Should they buy an investment home, or use their cash to repay her loans and cash flow her new academic program?

    Annette is about to travel to Spain with her family. How can she plan an affordable and high-value international trip?

    William is concerned about losing his job. What if he can’t pay his bills, especially his new mortgage? How can he protect himself?

    Anonymous is a renter, and she often encounters surprise fees and charges when she arrives at the lease signing. Can she negotiate with her landlord?

    I answer these five questions in today’s episode, and I also feature a short interview with special guest J. Money, my former podcast co-host from the early days!!

    Enjoy!