… find money and save time.
Here are my ground rules:
I don’t recommend ANYTHING unless I use it myself and I see a huge time-and-money benefit.
That’s why this list is so short. A lot of products are crap. Here is a teeny-tiny list of things that are genuinely awesome.
I’ve divided these into categories:
- View All Your Accounts in One Place
- Save Hours on Daily Errands
- Start Your Own Blog
- Self-Employed? How to Buy Health Insurance
View All Your Accounts in One Place
How can you keep track of your money? Use Personal Capital to view all of your accounts — including your bank accounts and investment accounts — in one convenient spot.
The Personal Capital dashboard will show you:
- Your account balances
- Your asset mix (stocks, bonds, alternatives)
- A graph of how much your portfolio is growing
And it’s totally free. Sign up now, and use this dashboard to track your investments.
Save Hours — and Save Money — on Daily Errands
Shop Online: Online merchants don’t have the overhead of a brick-and-mortar store, so they offer substantial discounts. (They don’t have to pay rent, electricity, a cash register, and a zillion other costs.) They pass the savings onto you.
I buy EVERYTHING online: toothpaste, moisturizer, my blender. It gets delivered straight to my doorstep, which is awesome. It’s like having a personal assistant who runs all your errands.
Start Your Own Blog
Interested in launching your own blog?
You’ll need to buy a domain name and hosting. This will cost between $50 – $150 per year, depending on what type of hosting package you get.
You can get a free domain name and hosting, but it will be on the annoying “example.wordpress.com” or “example.blogspot.com” domain. This looks unprofessional and likely will result in your blog never getting many readers. (Think about it: How many “major” or “mid-size” blogs have an “example.wordpress.com” or “example.blogspot.com” address?)
I’ve used four blog hosting sites: Netfirms, GoDaddy, Bluehost and Hostgator. Of the four, I’ve had the best experience (fastest upload speeds, best customer service) with HostGator.
If you’d like to use HostGator, enter the coupon code “AFFORDANYTHING” for a 25% discount on any web hosting package 12 months or more.
Buy Health Insurance if You’re Self-Employed
This is a huge topic, so I recommend you read my article for complete coverage about how to buy health insurance if you’re self-employed.
Long story short, I compare prices on eHealthInsurance, which consolidates tons of choices.