Another month is over. Your bills have arrived.
You settle down on the couch, scanning through your statements. Sheesh. It happened. You’ve spent more money than you intended. Again.
You made a resolution. Maybe for New Year’s. Maybe on your birthday. Maybe on any random day of the year. You promised yourself that THIS time, things will be different.
This year would be the year that you pay off your debt. Hit your savings target. Buy that first rental property. Open that retirement account. Start a side business. Boost your income.
But the only thing that’s happened is that you’re a little older. Nothing else changed. Despite all your determination, despite all your good intentions, you’re in the same spot now as you were six months ago.