If I had a dollar for every “retirement” book, article and website out there, I’d be a millionaire many times over.
Promoting the concept of “never work again!” has become a booming multi-million dollar industry, employing thousands of people (who are, no doubt, awaiting their own retirement).
Retirement is such a part of our cultural fabric that it’s viewed as a basic human right.
It’s the final chapter in the American Dream: a home, a family, a secure retirement.
But it hasn’t always been this way.
For much of American history, people simply worked until they were too sick to work anymore. The idea that a healthy person would voluntarily stop working — regardless of their age — was considered an extravagance privy only to the ultra-rich.
American culture changed after World War II. Retirement shifted from a luxury to a basic right, an entitlement of age. Corporate pensions, coupled with government Social Security, put retirement within reach of every American worker.
Now culture is shifting again.
Corporation pension funds shrink, Social Security bounces towards bankruptcy, life expectancy grows longer, and people in their 60’s and 70’s remain healthier and able to work.
Retirement is no longer an”entitlement.” It’s a “luxury.”
And it’s one that you might not get …
… unless you grab it by the reins.
This is at the core of the Afford Anything Philosophy: freedom is yours, but ONLY if you’re a true rebel. If you’re part of the Conformist Masses, you’re out of luck. (Read that post to see what I’m talking about.)
Retirement is not a God-given right. With Social Security in question, pensions disappearing, and your own life expectancy growing, you cannot expect retirement on a silver platter. If you wait even to age 30 before you start planning for it, you’re behind the game.
You can’t depend on Social Security to be there for you. Hope for the best; plan for the worst.
Want to ditch the cubicle and live in financial freedom? Join the revolution.